
Core Viewpoint - ZhongAn Online Property Insurance Co., Ltd. has launched "ZhongAn Xiaomei Wan Home Insurance" to address the inadequacies in coverage for common housing risks in general home insurance, with a maximum family coverage of up to 8.215 million yuan [1]. Group 1: Product Features - The insurance offers high coverage for major disasters, including losses from natural disasters and man-made incidents such as heavy rain, typhoons, and gas fires, covering not only the property but also interior decoration and personal belongings [2]. - It includes coverage for common daily accidents, such as damages from high pressure, collisions, extreme temperatures, and broken windows, with compensation for repairs and replacements of various household items like air conditioners and refrigerators [2]. - The policy covers liability risks, providing compensation for third-party injuries or property damage caused by incidents like fire explosions or water leaks from the insured property [2]. Group 2: Additional Benefits - The insurance also protects against burglary and unauthorized account access, ensuring comprehensive security for family assets [3]. - It offers valuable additional services, including shoe cleaning, plumbing, and legal assistance, addressing the challenges of consumer rights protection in urban areas [3]. - Multiple versions of the product have been tailored to meet the diverse home insurance needs of different demographics, covering scenarios such as multiple properties, rental homes, and long-term coverage [3].