BOB(601169) 经济观察网·2025-04-16 14:12Core Viewpoint - AI is profoundly reshaping the banking industry, and Beijing Bank is committed to an "All in AI" strategy, focusing on building three major systems: a technology system driven by "large models + general machine learning models," an "AI+" application scenario system, and a multi-party ecosystem partnership system [1] Group 1: AI Implementation and Achievements - Beijing Bank has launched the first online and intelligent AI collaborative service in the banking industry, improving frontline staff efficiency by over 10% and saving 0.5 to 1 hour of work time per day [2] - The bank has established an "RPA robot factory" model, deploying 1,073 automated processes and executing 2.65 million tasks, saving over 3,500 man-months of labor [2] - The bank's AI capabilities have significantly reduced the time for due diligence reports from 3 days to 1 day, and the mobile banking service "i智配" has served nearly 600,000 customers with over 7 million services provided [2] Group 2: Customer and Loan Growth - As of the end of 2024, the number of specialized and innovative enterprise clients at Beijing Bank exceeded 20,000, with an increase of over 6,400 clients since the beginning of the year [3] - The loan balance for specialized and innovative enterprises reached 106.8 billion, an increase of 33.8 billion from the beginning of the year, achieving the "billion action" goal a year ahead of schedule [3] Group 3: Future AI Strategy - The bank plans to integrate AI deeply with its strategic layout, enhancing core competitiveness through AI in risk control, asset management, and collaboration [3] - Future efforts will focus on solidifying AI foundational capabilities, enhancing AI applications, and promoting a collaborative working model between humans and machines [3] - The bank aims to strengthen its AI talent base, ensuring that every employee benefits from and promotes AI initiatives [3]