Bank OZK (OZK) Q1 Earnings and Revenues Surpass Estimates

Core Viewpoint - Bank OZK reported quarterly earnings of $1.47 per share, exceeding the Zacks Consensus Estimate of$ 1.42 per share, but down from $1.51 per share a year ago, indicating a 2.65% year-over-year decline in earnings [1][2] Financial Performance - The company achieved revenues of$ 409.23 million for the quarter ended March 2025, surpassing the Zacks Consensus Estimate by 2.61% and showing a slight increase from $406.02 million in the same quarter last year [2] - Over the last four quarters, Bank OZK has consistently surpassed consensus EPS estimates and revenue estimates [2] Stock Performance - Bank OZK shares have declined approximately 11.9% since the beginning of the year, compared to a decline of 8.3% for the S&P 500 [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [6] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is$ 1.45, with projected revenues of $409.9 million, while the estimate for the current fiscal year is$ 5.99 on $1.66 billion in revenues [7] - The trend of estimate revisions for Bank OZK is mixed, which may change following the recent earnings report [6] Industry Context - The Banks - Northeast industry, to which Bank OZK belongs, is currently ranked in the top 26% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8]