Home BancShares(US:HOMB) ZACKS·2025-04-17 00:00Core Insights - Home BancShares (HOMB) reported revenue of $260.08 million for Q1 2025, a year-over-year increase of 5.6% and an EPS of $0.56 compared to $0.49 a year ago, exceeding Zacks Consensus Estimates for both revenue and EPS [1] - The company’s stock has returned -8% over the past month, underperforming the Zacks S&P 500 composite's -4.2% change, and currently holds a Zacks Rank 3 (Hold) [3] Financial Performance Metrics - Net Interest Margin stood at 4.4%, matching the average estimate from three analysts [4] - Efficiency Ratio was reported at 42.2%, better than the 44% average estimate from three analysts [4] - Total non-performing loans amounted to $89.65 million, exceeding the two-analyst average estimate of $83.84 million [4] - Average balance of Total interest-earning assets was $19.83 billion, slightly above the two-analyst average estimate of $19.66 billion [4] - Total non-performing assets reached $129.39 million, higher than the two-analyst average estimate of $127.27 million [4] - Net charge-offs to average total loans were reported at -0.1%, compared to the 0% average estimate from two analysts [4] - Net Interest Income was $214.66 million, surpassing the $211.95 million estimate from three analysts [4] - Total Non-Interest Income was $45.43 million, exceeding the three-analyst average estimate of $41.71 million [4] - Net Interest Income (FTE) was reported at $217.19 million, compared to the $214.89 million average estimate from two analysts [4]