Compared to Estimates, Simmons First National (SFNC) Q1 Earnings: A Look at Key Metrics

Core Insights - Simmons First National (SFNC) reported revenue of $209.58 million for the quarter ended March 2025, reflecting a year-over-year increase of 7.4% [1] - The company's earnings per share (EPS) was$ 0.26, down from $0.32 in the same quarter last year, indicating a decline [1] - The reported revenue exceeded the Zacks Consensus Estimate of$ 205.86 million by 1.81%, while the EPS fell short of the consensus estimate of $0.36 by 27.78% [1] Financial Performance Metrics - Total non-performing assets amounted to$ 162.30 million, surpassing the average estimate of $125.29 million from two analysts [4] - The efficiency ratio was reported at 66.9%, slightly higher than the average estimate of 66.4% [4] - The net interest margin stood at 3%, exceeding the average estimate of 2.9% [4] - Total nonperforming loans were$ 152.30 million, compared to the average estimate of $114.60 million [4] - Total interest-earning assets (FTE) averaged$ 23.32 billion, slightly below the average estimate of $23.39 billion [4] - Net charge-offs to average loans were 0.2%, better than the average estimate of 0.3% [4] - Net interest income (FTE) was reported at$ 169.84 million, above the average estimate of $168.60 million [4] - Total non-interest income reached$ 46.16 million, exceeding the average estimate of $43.55 million [4] - Net interest income was$ 163.42 million, compared to the average estimate of $162.31 million [4] Stock Performance - Over the past month, shares of Simmons First National have returned -11.7%, while the Zacks S&P 500 composite experienced a -4.2% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]