Bank OZK's Q1 Earnings Beat on Higher Fee Income & Lower Provisions

Bank OZK’s (OZK) first-quarter 2025 earnings per share of $1.47 surpassed the Zacks Consensus Estimate of$1.42. The bottom line, however, reflected a decline of 2.6% from the prior-year quarter’s actual.Overall, results benefited from a rise in non-interest income and lower provisions. Also, higher loans and deposit balances were other positives. However, lower net interest income (NII) and higher non-interest expenses were the undermining factors.Net income available to common shareholders was $167.9 mill ...