Compared to Estimates, Fifth Third Bancorp (FITB) Q1 Earnings: A Look at Key Metrics

Core Insights - Fifth Third Bancorp reported $2.13 billion in revenue for Q1 2025, a year-over-year increase of 1.5%, with an EPS of $0.73 compared to $0.76 a year ago, indicating a slight decline in earnings per share [1] - The reported revenue was slightly below the Zacks Consensus Estimate of $2.14 billion, resulting in a revenue surprise of -0.34%, while the EPS exceeded expectations by 4.29% [1] Financial Performance Metrics - Net interest margin (FTE) was reported at 3%, matching the average estimate of seven analysts [4] - Efficiency Ratio (FTE) stood at 61%, slightly better than the 61.4% average estimate [4] - Net charge-off ratio was 0.5%, in line with the average estimate [4] - Book value per share was $27.41, exceeding the average estimate of $27 [4] - Return on average assets was 1%, surpassing the 0.9% estimate [4] - Tangible book value per share was $19.92, above the average estimate of $19.14 [4] - Average balance of total interest-earning assets was $192.81 billion, below the estimated $195.59 billion [4] - Return on average common equity was 10.8%, higher than the 10.2% estimate [4] - Leverage Ratio was 9.2%, slightly below the 9.3% estimate [4] - CET1 Capital Ratio was 10.5%, matching the average estimate [4] - Total Nonperforming Assets amounted to $996 million, exceeding the average estimate of $870.11 million [4] - Tier 1 risk-based Capital Ratio was 11.7%, slightly below the 11.8% estimate [4] Stock Performance - Shares of Fifth Third Bancorp have returned -12.8% over the past month, underperforming the Zacks S&P 500 composite's -6.3% change [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance in the near term [3]