华夏银行股份有限公司2024年年度报告摘要

Core Points - The company has proposed a cash dividend of 4.05 yuan per 10 shares for the year 2024, which includes a mid-year dividend of 1.00 yuan per 10 shares [1][4] - The company reported a total profit of 358.79 billion yuan for the reporting period, an increase of 1.24% compared to the previous year [4][5] - The total assets of the company reached 4,376.49 billion yuan, reflecting a growth of 2.86% year-on-year [4][7] - The non-performing loan balance decreased to 37.91 billion yuan, with a non-performing loan ratio of 1.60%, down by 0.07 percentage points from the previous year [4][5] Financial Performance - The net profit attributable to shareholders was 276.76 billion yuan, an increase of 4.98% year-on-year [4][5] - The company’s total loans amounted to 2,366.32 billion yuan, up by 2.46% from the previous year [4][7] - The total deposits reached 2,151.37 billion yuan, showing a growth of 1.01% year-on-year [4][7] Capital Adequacy and Risk Management - The company’s capital adequacy ratio and leverage ratio are calculated according to the latest regulatory requirements [3][14] - The provision coverage ratio stood at 161.89%, an increase of 1.83 percentage points from the previous year [4][5] Strategic Initiatives - The company is focusing on digital transformation and enhancing customer service capabilities, particularly in retail banking [19][20] - The company aims to strengthen its financial services in key economic areas and support the development of innovative industries [24][25] - The company has initiated a valuation enhancement plan to improve operational efficiency and shareholder returns [49][50]