“飞起来”更要“飞得稳” 保险护航低空经济高质量发展

Core Viewpoint - The development of the low-altitude economy is crucial for economic growth, national defense, and social governance, necessitating a stable and secure insurance framework to support its progress [1][2]. Industry Development - The low-altitude economy, integrating general aviation and drone services, is recognized as a strategic emerging industry in China's 14th Five-Year Plan, with various policies supporting its growth [2][4]. - The market for low-altitude economy is projected to exceed 500 billion yuan in 2023 and is expected to surpass 1 trillion yuan by 2026 [3]. Insurance Demand - As the low-altitude economy expands, the demand for tailored insurance products is increasing, covering various sectors such as construction, manufacturing, and service applications [3][4]. - Insurance companies are advised to provide comprehensive solutions, including engineering insurance, product liability insurance, and various types of operational insurance [3]. Insurance Industry Response - Major insurance firms, including PICC Property and Casualty, Ping An Property and Casualty, and others, are entering the low-altitude economy insurance market to establish risk protection for this emerging sector [4][5]. - A case study of Chengdu Zongheng Dapeng Drone Technology Co., Ltd. illustrates the collaboration between the insurance industry and drone companies to create customized risk solutions, providing coverage of 33.76 million yuan [5]. Future Outlook - The low-altitude economy is seen as having significant potential in urban management and safety, with early implementations in major cities like Beijing and Shanghai [7]. - The insurance industry is encouraged to focus on high-tech enterprise needs, innovate products, and enhance risk management frameworks to support the growth of the low-altitude economy [7][8].