河南金融监管局：持续开展民营和小微企业首贷拓展行动 提升首贷、续贷、中长期贷款和信用贷占比

Core Viewpoint - The Henan Financial Regulatory Bureau is focusing on expanding the first loan outreach for private and small micro enterprises, aiming to increase the proportion of first loans, renewals, medium to long-term loans, and credit loans while reducing overall financing costs for businesses [1] Group 1 - The bureau will align its efforts with the "Four Highs and Four Firsts" development goals, emphasizing financing needs in key sectors such as "Two Heavies," "Two News," "Two Industries," and the "7+28+N" industrial chain clusters [1] - An external trade working group will be established to broaden the outreach to all private enterprises [1] - The initiative includes implementing fee reductions and benefits to lower the comprehensive financing costs for enterprises [1] Group 2 - The bureau aims to create a financing environment that encourages lending by ensuring that credit is accessible, willing, capable, and knowledgeable [1] - The focus is on supporting the high-quality development of small and micro enterprises in the province [1]