未满过渡期,飞银支付牌照遭注销!今年已有五家机构“出局”
Nan Fang Du Shi Bao·2025-04-21 10:46

Core Viewpoint - The recent cancellation of the payment license for Shandong Feiyin Payment Information Technology Co., Ltd. marks a significant event in the payment industry, reflecting ongoing regulatory tightening and market consolidation [1][5]. Group 1: License Cancellation Details - Shandong Feiyin Payment was officially deregistered on April 16, 2025, becoming the fifth payment institution to lose its license this year, contributing to a total of 101 licenses revoked to date [1][5]. - The company was established in July 2011 with a registered capital of 30 million yuan, primarily engaged in technology development and consulting related to smart cards and computer software [2]. - Feiyin Payment first obtained its third-party payment license in July 2014, initially for prepaid card issuance and acceptance, which was later changed to a Class II stored value account operation license in July 2024 [2]. Group 2: Ownership and Financial Issues - In December 2018, Fujun Technology Holdings acquired 90% of Feiyin Payment's shares, with the remaining shares held by two other companies [4]. - The major shareholder, Zhu Wencheng, has faced legal issues, including administrative penalties for financial fraud, leading to restrictions on high consumption and freezing of his shares [4]. Group 3: Industry Trends - The total number of payment licenses has significantly decreased, with only 170 institutions currently holding licenses out of 271 issued since 2011 [5]. - Analysts indicate that the payment industry is undergoing a process of elimination, with some institutions voluntarily terminating their operations while others face difficulties in sustaining their business, leading to license cancellations [5].