湖北孝感：住房公积金贷款最高额度提至60万元

Core Viewpoint - Hubei province's Xiaogan city has implemented a new housing provident fund policy, enhancing loan limits and reducing down payment requirements to support homebuyers [1] Summary by Categories Loan Policy Adjustments - The maximum housing provident fund loan limit has been raised to 600,000 yuan, with specific groups eligible for a maximum of 720,000 yuan [1] - The restriction on "first-time loans" has been removed, allowing citizens to use the fund for purchasing homes for themselves, children, or parents [1] Down Payment Changes - The down payment requirement for second homes has been reduced from 30% to 20%, with the loan-to-value ratio increased to 80% of the total property price [1] Withdrawal Policy Expansion - The scope for fund withdrawals has been broadened, introducing a new category for "child-friendly renovations," allowing families with two or more children to withdraw up to 100,000 yuan [1] - The withdrawal limit for elderly-friendly renovations has also been increased to 100,000 yuan [1]