Core Insights - Bank of Hawaii (BOH) reported revenue of $169.87 million for the quarter ended March 2025, reflecting an 8.7% increase year-over-year, with EPS at $0.97 compared to $0.87 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of $167.66 million by 1.32%, and the EPS also surpassed the consensus estimate of $0.89 by 8.99% [1] Financial Performance Metrics - Total Non-Performing Assets were reported at $17.45 million, slightly below the average estimate of $17.86 million [4] - Total Non-Accrual Loans and Leases stood at $16.09 million, above the average estimate of $15.20 million [4] - Net Interest Margin was reported at 2.3%, matching the average estimate [4] - Average Balance of Total Interest Earning Assets was $22.02 billion, below the average estimate of $22.31 billion [4] - Net Charge-offs to Average Loans were at 0.1%, consistent with the average estimate [4] - Efficiency Ratio was reported at 65%, better than the average estimate of 67% [4] - Net Interest Income (FTE) was $127.30 million, exceeding the average estimate of $124.33 million [4] - Annuity and Insurance revenue was $1.56 million, above the average estimate of $1.48 million [4] - Bank-Owned Life Insurance revenue was $3.61 million, slightly below the average estimate of $3.68 million [4] - Trust and Asset Management revenue was $11.74 million, below the average estimate of $12.09 million [4] - Mortgage Banking revenue was $0.99 million, below the average estimate of $1.11 million [4] - Net Interest Income was reported at $125.81 million, exceeding the average estimate of $123.01 million [4] Stock Performance - Shares of Bank of Hawaii have returned -5% over the past month, compared to a -5.6% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]
Bank of Hawaii (BOH) Reports Q1 Earnings: What Key Metrics Have to Say