Community West Bancshares (CWBC) Reports Q1 Earnings: What Key Metrics Have to Say

Core Insights - Community West Bancshares (CWBC) reported a revenue of $34.79 million for the quarter ended March 2025, reflecting a 68% increase year-over-year, although it fell short of the Zacks Consensus Estimate of $35.16 million by 1.03% [1] - The earnings per share (EPS) for the quarter was $0.45, up from $0.31 in the same quarter last year, but below the consensus estimate of $0.47, resulting in an EPS surprise of -4.26% [1] Financial Performance Metrics - Net Interest Margin was reported at 4%, matching the average estimate of three analysts [4] - Efficiency Ratio stood at 67.5%, higher than the average estimate of 64.1% from three analysts [4] - Total Nonaccrual Loans amounted to $6.94 million, exceeding the average estimate of $6.70 million from two analysts [4] - Net Charge-Offs as a percentage of Average Loans were reported at 0%, slightly better than the average estimate of 0.1% from two analysts [4] - Total Nonperforming Assets were $6.94 million, compared to the average estimate of $6.70 million based on two analysts [4] - Average Interest-Earning Assets were $3.26 billion, slightly below the average estimate of $3.28 billion from two analysts [4] - Total Non-Interest Income was reported at $2.61 million, lower than the average estimate of $2.89 million from three analysts [4] - Net Interest Income was $32.18 million, marginally below the average estimate of $32.27 million from three analysts [4] Stock Performance - Over the past month, shares of Community West Bancshares have returned -10.9%, compared to a -5.6% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]