今年一季度新能源商业车险签单保费超314亿元，同比增长44%

Core Insights - The core viewpoint of the article highlights the rapid growth of the new energy vehicle insurance market, with a significant increase in premium income in the first quarter of the year [1] Group 1: Market Performance - In the first quarter of this year, the signed premium for new energy commercial vehicle insurance exceeded 31.4 billion yuan, representing a year-on-year growth of 44% [1] - The penetration rate of new energy vehicles has surpassed 40%, contributing to the expansion of the insurance market [1] Group 2: Claims and Risk Trends - The number of effective reported claims increased by 36.3%, which is lower than the growth rate of premiums, indicating an improvement in risk due to technological advancements and other factors [1]