还呗创始人徐志刚：精准滴灌，助力小微企业持续发展

Core Viewpoint - The U.S. government's imposition of "reciprocal tariffs" on all trade partners has caused global market turbulence, particularly affecting small and medium-sized enterprises (SMEs) engaged in foreign trade, necessitating urgent solutions to export challenges and a focus on domestic demand and economic development [1] Group 1: Financial Technology's Role - Financial technology companies are positioned to assist foreign trade SMEs in navigating operational difficulties arising from increased tariffs and ongoing trade tensions, while also promoting domestic economic growth [1] - Xu Zhigang, CEO of Shuhua Technology and founder of Huabei, emphasizes the urgent need for SMEs and consumers to access flexible funding, advocating for digital technology to address information asymmetry and enhance financial support for SMEs [1] Group 2: Huabei's Services and Impact - Since its inception, Huabei has adhered to a user-centric approach, continuously optimizing credit services to meet personalized credit needs, aiming to make financial services more accessible and efficient [1] - Huabei has activated over 150 million users and provided reasonable credit services to 20 million users across various sectors, including wholesale, retail, accommodation, and catering, demonstrating its commitment to inclusive finance [1] - The company has implemented a "inclusive mechanism" that has benefited many users, such as a training institution owner who received timely support during a financial crisis, showcasing Huabei's effective service and rapid approval processes [2] Group 3: Mission and Future Outlook - Xu Zhigang's mission to provide optimal financial solutions for everyone is being realized through Huabei's practical efforts, which aim to ensure that financial services are both broad and deep [3] - The company is dedicated to giving back to users' trust and support, contributing to the development of domestic demand and the real economy through its inclusive finance initiatives [3]