Compared to Estimates, First Financial Corp. (THFF) Q1 Earnings: A Look at Key Metrics

Core Insights - First Financial Corp. reported revenue of $62.49 million for the quarter ended March 2025, reflecting a year-over-year increase of 29.2% [1] - The earnings per share (EPS) for the quarter was $1.55, up from $0.93 in the same quarter last year, representing a surprise of +20.16% over the consensus estimate of $1.29 [1] - The reported revenue exceeded the Zacks Consensus Estimate by +4.84% [1] Financial Metrics - Net Interest Margin was reported at 4.1%, surpassing the average estimate of 3.9% based on two analysts [4] - The Efficiency Ratio stood at 57.5%, better than the average estimate of 63% based on two analysts [4] - Total Non-Interest Income was $10.51 million, slightly below the average estimate of $10.85 million based on two analysts [4] - Gain on sale of mortgage loans was $0.23 million, exceeding the average estimate of $0.20 million based on two analysts [4] Stock Performance - Over the past month, shares of First Financial Corp. have returned -13.5%, compared to a -8.9% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]