Capital One (COF) Q1 Earnings Beat Estimates

Group 1: Earnings Performance - Capital One reported quarterly earnings of $4.06 per share, exceeding the Zacks Consensus Estimate of$ 3.66 per share, and up from $3.21 per share a year ago, representing an earnings surprise of 10.93% [1] - Over the last four quarters, the company has surpassed consensus EPS estimates three times [2] - The company posted revenues of$ 10 billion for the quarter ended March 2025, slightly missing the Zacks Consensus Estimate by 0.28%, compared to $9.4 billion in the same quarter last year [2] Group 2: Stock Performance and Outlook - Capital One shares have declined approximately 7.4% since the beginning of the year, while the S&P 500 has decreased by 12.3% [3] - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [4] - The current consensus EPS estimate for the upcoming quarter is$ 3.85 on revenues of $10.11 billion, and for the current fiscal year, it is$ 15.43 on revenues of $41.01 billion [7] Group 3: Industry Context - The Financial - Consumer Loans industry, to which Capital One belongs, is currently ranked in the top 33% of over 250 Zacks industries, indicating a favorable outlook [8] - Empirical research suggests a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can impact Capital One's stock performance [5][6]