
Group 1: Earnings Performance - LCNB reported quarterly earnings of $0.33 per share, missing the Zacks Consensus Estimate of $0.39 per share, but showing an increase from $0.20 per share a year ago, representing an earnings surprise of -15.38% [1] - The company posted revenues of $21.52 million for the quarter ended March 2025, missing the Zacks Consensus Estimate by 6.84%, compared to year-ago revenues of $17.82 million [2] - Over the last four quarters, LCNB has surpassed consensus EPS estimates three times and topped consensus revenue estimates three times [2] Group 2: Stock Performance and Outlook - LCNB shares have lost about 7.7% since the beginning of the year, while the S&P 500 has declined by 12.3% [3] - The current consensus EPS estimate for the coming quarter is $0.40 on $23.6 million in revenues, and for the current fiscal year, it is $1.65 on $95.5 million in revenues [7] - The estimate revisions trend for LCNB is mixed, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market in the near future [6] Group 3: Industry Context - The Banks - Northeast industry, to which LCNB belongs, is currently in the top 25% of over 250 Zacks industries, suggesting a favorable outlook for stocks in this sector [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]