Renasant (US:RNST) ZACKS·2025-04-22 23:05Core Insights - Renasant reported revenue of $170.59 million for Q1 2025, reflecting a 3.6% increase year-over-year and surpassing the Zacks Consensus Estimate of $166.92 million by 2.20% [1] - The company's EPS for the quarter was $0.66, up from $0.65 in the same quarter last year, exceeding the consensus estimate of $0.60 by 10.00% [1] Financial Performance Metrics - Efficiency ratio (GAAP) was 65.5%, better than the average estimate of 66.6% from three analysts [4] - Net Interest Margin stood at 3.5%, slightly above the 3.4% average estimate based on three analysts [4] - Total Nonperforming Loans amounted to $98.73 million, significantly lower than the average estimate of $116.73 million from two analysts [4] - Total Nonperforming Assets were reported at $107.39 million, compared to the average estimate of $126.91 million from two analysts [4] - Average Balance of Total interest-earning assets was $16.14 billion, slightly below the average estimate of $16.19 billion from two analysts [4] - Net Interest Income reached $134.20 million, exceeding the average estimate of $132.15 million from three analysts [4] - Net Interest Income (FTE) was $137.43 million, higher than the average estimate of $134.73 million from three analysts [4] - Total Noninterest Income was $36.40 million, surpassing the average estimate of $34.77 million from three analysts [4] Stock Performance - Renasant shares have declined by 22% over the past month, while the Zacks S&P 500 composite has decreased by 8.9% [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]