解锁数据如何从资源化到证券化

Core Viewpoint - The emergence of data asset securitization represents a significant breakthrough in capitalizing on data as an independent asset class, with the first asset-backed securities (ABS) plan achieving a total scale of 500 million yuan [1][5]. Group 1: Data Asset Securitization Overview - Data asset securitization transforms future cash flows from data assets into tradable financial products, representing an innovative approach to traditional asset securitization [2]. - The journey of data asset securitization has been challenging, with no mature cases in domestic or international markets, but the commercial value of data is increasingly recognized by enterprises [3]. Group 2: Challenges in Data Asset Securitization - The main challenges in data asset securitization include difficulties in data rights confirmation, value assessment, and compliance risk management [4]. - Data rights confirmation is complicated due to diverse sources and complex ownership relationships, while value assessment is hindered by inconsistent data quality and a lack of mature evaluation methods [4]. Group 3: Solutions Implemented by Companies - The data asset securitization plan by Xin Xin Commercial Factoring Co., Ltd. has addressed these challenges by collaborating with various institutions for data rights registration and issuing certificates [5]. - For valuation, the company has partnered with accounting and asset evaluation firms to establish multi-dimensional valuation models, ensuring measurable data assets [5]. Group 4: Future Prospects and Policy Support - Data asset securitization is seen as a unique financial innovation with significant promotional value and development potential, with plans to refine and standardize products based on high-value data scenarios [6]. - Policy initiatives, such as the "Three-Year Action Plan for Data Elements," aim to promote the integration of data elements with financial services, indicating strong governmental support for this sector [7][8]. - The data market is projected to grow significantly, with a forecasted market size of 827.78 billion yuan by 2030, driven by policy support and technological advancements [9].