碰瓷国家政策、伪造红头文件，被民政部点名的诈骗项目有哪些套路？

Core Viewpoint - The "Yimai Pension" investment project is a fraudulent scheme disguised as a legitimate government initiative, targeting elderly individuals with promises of high returns and special bonuses [1][2][3] Summary by Sections Fraudulent Claims - The project claims to offer 3,888 yuan in special bonuses and 500 pension coins for new user registrations, alongside a 160 billion yuan pension project with a low entry fee of 358 yuan for a promised return of 23,722 yuan [1][4] - The Ministry of Civil Affairs has officially denied any involvement with the "Yimai Pension" project, stating that it has not approved or established such initiatives [1][2] Tactics Used by Fraudsters - Fraudsters utilize official-looking documents and mimic government announcements to lend credibility to their schemes, often fabricating red-headed documents to mislead potential investors [2][3] - The project employs a referral system that encourages users to recruit others, creating a pyramid-like structure where higher levels require larger investments [4][5] Target Demographic - The primary victims of this scam are middle-aged and elderly individuals who may lack the skills to discern the legitimacy of online information, making them more susceptible to such fraudulent schemes [3][5] Warning Signs and Advice - Users have reported that after initial engagement, the app becomes inaccessible, and links provided by promoters lead to blocked or fraudulent sites [2][4] - Experts advise potential investors to verify the legitimacy of investment opportunities with official sources and to consult with family members before making financial decisions [5]