深圳本外币各项存款、贷款一季度增量均超3000亿元

Core Insights - The People's Bank of China Shenzhen Branch and the State Administration of Foreign Exchange Shenzhen Branch held a press conference to discuss the financial operations in Shenzhen for Q1 2025, highlighting the continuous support for key sectors and the establishment of a cross-border financial service benchmark [1] Financial Performance - As of the end of Q1 2025, the total deposits in Shenzhen reached 13.97 trillion yuan, while the total loans amounted to 9.81 trillion yuan, with both deposits and loans increasing by over 300 billion yuan during the quarter [1] - The manufacturing loan balance stood at 1.26 trillion yuan, accounting for 12.8% of total loans, an increase of 0.6 percentage points from the end of the previous year [3] - The balance of inclusive small and micro loans reached 1.90 trillion yuan, representing 19.3% of total loans, with a growth rate exceeding the overall loan growth by 5 percentage points [3] Interest Rates and Financing Costs - The average interest rate for newly issued corporate loans in Shenzhen was 2.79% in March 2025, a year-on-year decrease of 0.71 percentage points, indicating a stable decline in overall financing costs [3] Policy Initiatives - The Shenzhen Financial "Five Major Articles" were introduced to enhance the coordination between financial policies and industrial policies, establishing a refined policy framework [3] - By the end of Q1 2025, the loan balance for technology-based enterprises was 1.23 trillion yuan, and green loans reached 1.27 trillion yuan, positioning Shenzhen among the top cities in China [3] Cross-Border Financial Services - Shenzhen has seen a significant increase in foreign personnel, with 69.5 million entries and exits recorded from January to April 7, 2025, a 15% year-on-year growth [4] - The city has facilitated over 400,000 proxy witness accounts for Hong Kong residents, with cumulative transactions nearing 32 billion yuan, accounting for 90% of the Greater Bay Area [4] - The "Cross-Border Wealth Management Connect" program has seen a total of 42 billion yuan in cross-border payments, capturing nearly 50% of the Greater Bay Area's market since its upgrade [5]