深圳一季末科技型企业贷款余额1.23万亿元，居各城市前列

Core Viewpoint - The People's Bank of China Shenzhen Branch and the State Administration of Foreign Exchange Shenzhen Branch held a press conference to discuss the financial performance of Shenzhen and the progress in the "Five Major Financial Articles" including technology finance, green finance, inclusive finance, digital finance, and cross-border finance [2] Group 1: Technology Finance - As of the end of Q1, the loan balance for technology enterprises in Shenzhen reached 1.23 trillion yuan, showcasing significant support for technological innovation [2] - The "Technology Startup Loan" program helped 2,516 enterprises secure loans totaling 2.75 billion yuan, while the "Tengfei Loan" model provided 2.45 billion yuan to 82 enterprises [2][3] - China Merchants Bank reported serving over 160,000 technology enterprises with a loan scale nearing 600 billion yuan, with over 20,000 of these enterprises located in Shenzhen [3] Group 2: Green Finance - Shenzhen's commercial banks issued carbon reduction loans amounting to 18 billion yuan by the end of Q1, reflecting the city's leadership in green finance [4][5] - Agricultural Bank of China Shenzhen Branch reported a green loan balance exceeding 130 billion yuan, with the proportion of green loans rising from 3% in 2019 to 18% [5] Group 3: Inclusive Finance - The "Individual Loan" and "Small Micro Loan" products served over 110,000 small and micro enterprises and individual businesses, providing nearly 2 billion yuan in credit [5][6] - Shenzhen Rural Commercial Bank has played a crucial role in inclusive finance, with a loan balance for technology enterprises exceeding 30 billion yuan, marking a 25% year-on-year increase [3][6] Group 4: Digital Finance - Shenzhen has launched 15 financial technology innovation applications, enhancing the efficiency of financial services [7] - The local credit platform has facilitated financing of 539 billion yuan for enterprises, with 87% of this being credit loans [7] Group 5: Cross-Border Finance - The "Cross-Border Wealth Management Connect" 2.0 has led to the addition of 27,000 personal investors in Shenzhen banks, with cross-border transactions totaling 42 billion yuan [8] - By the end of March, over 1,500 enterprises in Shenzhen benefited from cross-border trade investment facilitation policies, with a business scale exceeding 140 billion USD [8] Group 6: Payment Services for Foreign Nationals - As of March 2025, over 400,000 Hong Kong residents have been assisted in opening accounts through the agent witnessing service [9] - Shenzhen has optimized payment services for foreign nationals, with over 44,000 merchants accepting foreign cards and 4,156 ATMs supporting foreign card withdrawals [9][10]