Stock Yards Bancorp(US:SYBT) ZACKSยท2025-04-23 14:35Core Insights - Stock Yards Bancorp (SYBT) reported revenue of $93.63 million for the quarter ended March 2025, marking a year-over-year increase of 12.2% and a surprise of +0.39% over the Zacks Consensus Estimate of $93.27 million [1] - The earnings per share (EPS) for the same period was $1.13, compared to $0.88 a year ago, resulting in an EPS surprise of +13.00% against the consensus estimate of $1.00 [1] Financial Performance Metrics - Efficiency Ratio was reported at 54.5%, better than the average estimate of 56% based on three analysts [4] - Net Interest Margin stood at 3.5%, matching the average estimate of 3.5% based on three analysts [4] - Net charge-offs to average loans were 0%, compared to the estimated 0.1% by two analysts [4] - Average Interest-Earning Assets were $8.27 billion, exceeding the estimated $8.19 billion by two analysts [4] - Total Non-Interest Income was $23 million, slightly below the estimated $23.18 million by three analysts [4] - Net Interest Income (FTE) was reported at $70.64 million, slightly above the average estimate of $70.48 million by two analysts [4] - Net Interest Income was $70.55 million, surpassing the average estimate of $69.63 million by two analysts [4] Stock Performance - Shares of Stock Yards have returned +1.9% over the past month, contrasting with the Zacks S&P 500 composite's -6.6% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]