First munity -First Community (FCCO) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Insights - First Community (FCCO) reported revenue of $18.37 million for the quarter ended March 2025, reflecting a year-over-year increase of 20.4% [1] - Earnings per share (EPS) for the quarter was$ 0.51, up from $0.34 in the same quarter last year, indicating a strong performance [1] - The reported revenue exceeded the Zacks Consensus Estimate of$ 17.44 million by 5.34%, and the EPS also surpassed the consensus estimate of $0.47 by 8.51% [1] Financial Metrics - The net interest margin (taxable equivalent) was reported at 3.1%, matching the average estimate from two analysts [4] - The efficiency ratio stood at 69.2%, better than the average estimate of 71.4% from two analysts [4] - Total non-interest income reached$ 3.98 million, exceeding the average estimate of $3.55 million based on two analysts [4] Stock Performance - Over the past month, shares of First Community have returned -1.9%, compared to a -6.6% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]