现货黄金跌破3300美元/盎司；人民币已成全球第四大支付货币 丨金融早参

Group 1 - The People's Bank of China has announced that the Renminbi has become the fourth largest payment currency and the third largest trade financing currency globally, highlighting the acceleration of the Renminbi's internationalization process [1] - The increasing international use of the Renminbi is expected to enhance the attractiveness of Renminbi assets, drawing in foreign investment and providing opportunities for domestic financial institutions to expand cross-border operations [1] Group 2 - On April 23, spot gold prices fell below $3,300 per ounce, experiencing a daily drop of 2.4%, which is a $200 decline from the previous historical peak [2] - The significant drop in gold prices may be influenced by market sentiment, the performance of the US dollar, or changes in macroeconomic expectations, potentially impacting gold-related stocks and overall market risk appetite [2] Group 3 - The Shanghai Futures Exchange has announced an adjustment to the trading fees for gold futures contracts, setting the fee for the AU2506 contract at 20 yuan per hand, effective from April 25 [3] - The increase in trading costs may suppress speculative trading in the short term, leading to decreased market activity and affecting short-term price fluctuations in gold futures [3] Group 4 - The International Monetary Fund has revised its forecast for US economic growth in 2025 down to 1.8%, a reduction of 0.9 percentage points from its January prediction, marking the largest downward adjustment among developed economies [4] - The slowdown in US economic growth is expected to weaken domestic consumption and investment demand, potentially leading to valuation adjustments in the US stock market and altering global capital flows [4]