Amerant Bancorp (AMTB) ZACKS·2025-04-24 00:05Core Insights - Amerant Bancorp Inc. reported revenue of $105.43 million for Q1 2025, a 14% year-over-year increase, but EPS decreased to $0.24 from $0.32 a year ago [1] - The revenue exceeded the Zacks Consensus Estimate of $102.39 million by 2.97%, while the EPS fell short of the consensus estimate of $0.40 by 40% [1] Financial Performance Metrics - Efficiency Ratio was reported at 67.9%, better than the estimated 69.2% [4] - Net interest margin stood at 3.8%, slightly above the average estimate of 3.7% [4] - Net charge-offs as a percentage of average total loans held for investment were 0.2%, lower than the estimated 0.4% [4] - Average balances of total interest-earning assets were $9.29 billion, compared to the estimated $9.26 billion [4] - Noninterest income was reported at $19.53 million, exceeding the average estimate of $18 million [4] - Net interest income reached $85.90 million, surpassing the average estimate of $84.39 million [4] Stock Performance - Amerant Bancorp's shares have returned -10.3% over the past month, compared to a -6.6% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market [3]