Here's What Key Metrics Tell Us About Origin Bancorp (OBK) Q1 Earnings

Financial Performance - For the quarter ended March 2025, Origin Bancorp reported revenue of $94.06 million, an increase of 3.8$0.71, down from $0.73 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of$92.75 million, resulting in a surprise of +1.41% [1] - The company delivered an EPS surprise of +4.41%, with the consensus EPS estimate being $0.68 [1] Key Metrics - Efficiency Ratio was reported at 66$9.28 billion, consistent with the average estimate based on two analysts [4] - Total nonperforming loans amounted to $81.37 million, slightly higher than the estimated$80.77 million [4] - Total nonperforming assets were reported at $83.36 million, lower than the average estimate of$85.15 million [4] - Net charge-offs to total average LHFI (annualized) was 0.2%, in line with the estimated 0.2% [4] - Total Noninterest Income was $15.60 million, below the average estimate of$16.18 million [4] - Net Interest Income was reported at $78.46 million, exceeding the estimated$76.56 million [4] Stock Performance - Shares of Origin Bancorp have returned -13.1% over the past month, compared to the Zacks S&P 500 composite's -6.6% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]