Origin Bank(US:OBK) ZACKS·2025-04-24 01:00Financial Performance - For the quarter ended March 2025, Origin Bancorp reported revenue of $94.06 million, an increase of 3.8% year-over-year [1] - EPS for the quarter was $0.71, down from $0.73 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of $92.75 million, resulting in a surprise of +1.41% [1] - The company delivered an EPS surprise of +4.41%, with the consensus EPS estimate being $0.68 [1] Key Metrics - Efficiency Ratio was reported at 66%, slightly above the two-analyst average estimate of 65.9% [4] - Net Interest Margin (NIM) - FTE was 3.4%, matching the two-analyst average estimate [4] - Average Balance of Total interest-earning assets was $9.28 billion, consistent with the average estimate based on two analysts [4] - Total nonperforming loans amounted to $81.37 million, slightly higher than the estimated $80.77 million [4] - Total nonperforming assets were reported at $83.36 million, lower than the average estimate of $85.15 million [4] - Net charge-offs to total average LHFI (annualized) was 0.2%, in line with the estimated 0.2% [4] - Total Noninterest Income was $15.60 million, below the average estimate of $16.18 million [4] - Net Interest Income was reported at $78.46 million, exceeding the estimated $76.56 million [4] Stock Performance - Shares of Origin Bancorp have returned -13.1% over the past month, compared to the Zacks S&P 500 composite's -6.6% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]