Compared to Estimates, First American Financial (FAF) Q1 Earnings: A Look at Key Metrics

Core Insights - First American Financial (FAF) reported revenue of $1.58 billion for the quarter ended March 2025, reflecting an 11.1% increase year-over-year [1] - Earnings per share (EPS) reached $0.84, a significant rise from $0.45 in the same quarter last year, with an EPS surprise of +29.23% compared to the consensus estimate of $0.65 [1] - The reported revenue exceeded the Zacks Consensus Estimate of $1.53 billion, resulting in a surprise of +3.21% [1] Revenue Breakdown - Direct premiums and escrow fees amounted to $561.10 million, slightly below the estimated $569.29 million, but still showing a +12% change year-over-year [4] - Net investment income was reported at $135.20 million, compared to the average estimate of $140.62 million, marking a +5.7% increase from the previous year [4] - Information and other revenues totaled $242.20 million, slightly under the estimated $243.05 million, with an +8.6% change year-over-year [4] - Agent premiums reached $654.60 million, surpassing the average estimate of $632.57 million, representing a +16.1% increase from the year-ago quarter [4] Stock Performance - Over the past month, shares of First American Financial have returned -11.2%, compared to a -6.6% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]