Here's What Key Metrics Tell Us About S&T Bancorp (STBA) Q1 Earnings

Core Insights - S&T Bancorp reported revenue of $93.75 million for Q1 2025, a year-over-year decline of 2.7% and a surprise of -2.95% compared to the Zacks Consensus Estimate of $96.6 million [1] - The EPS for the quarter was $0.87, an increase from $0.81 a year ago, with a surprise of +17.57% over the consensus estimate of $0.74 [1] Performance Metrics - The efficiency ratio (FTE) was reported at 57%, slightly better than the average estimate of 57.5% from two analysts [4] - The net interest margin (FTE) (non-GAAP) was 3.8%, exceeding the average estimate of 3.7% from two analysts [4] - Average interest-earning assets totaled $8.90 billion, below the average estimate of $8.97 billion from two analysts [4] - Total noninterest income was $10.43 million, significantly lower than the estimated $13.75 million from two analysts [4] Stock Performance - S&T Bancorp shares returned -3.9% over the past month, outperforming the Zacks S&P 500 composite's -5.1% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]