Atlantic Union (AUB) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

Core Insights - Atlantic Union (AUB) reported revenue of $217.08 million for the quarter ended March 2025, reflecting a year-over-year increase of 22.6% but a slight miss of 1.64% against the Zacks Consensus Estimate of $220.7 million [1] - The earnings per share (EPS) for the quarter was $0.57, down from $0.65 in the same quarter last year, resulting in an EPS surprise of -17.39% compared to the consensus estimate of $0.69 [1] Financial Performance Metrics - Efficiency Ratio stood at 62.9%, significantly higher than the three-analyst average estimate of 56.1% [4] - Net Interest Margin was reported at 3.4%, matching the average estimate based on three analysts [4] - Total Non-Interest Income was $29.16 million, below the average estimate of $32.58 million from three analysts [4] - Average Balance of Total Earning Assets was $22.11 billion, slightly lower than the average estimate of $22.43 billion [4] - Net Interest Income (FTE) was $187.92 million, marginally below the average estimate of $188.12 million [4] Stock Performance - Shares of Atlantic Union have declined by 17.4% over the past month, contrasting with the Zacks S&P 500 composite's decline of 5.1% [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]