Berkshire Hills (BHLB) Reports Q1 Earnings: What Key Metrics Have to Say

Core Insights - Berkshire Hills Bancorp (BHLB) reported revenue of $110.44 million for Q1 2025, marking a year-over-year increase of 2.8% and an EPS of $0.60 compared to $0.49 a year ago, with a revenue surprise of -0.61% against the Zacks Consensus Estimate of $111.12 million and an EPS surprise of +11.11% over the consensus estimate of $0.54 [1] Financial Performance Metrics - Efficiency Ratio stood at 59.5%, significantly better than the average estimate of 66.6% based on three analysts [4] - Net interest margin was reported at 3.2%, matching the average estimate by three analysts [4] - Average balance of total earning assets was $11.24 billion, slightly below the estimated $11.35 billion by two analysts [4] - Total non-interest income was $20.67 million, underperforming the average estimate of $21.37 million from three analysts [4] - Net Interest Income was reported at $89.77 million, slightly below the estimated $89.98 million by two analysts [4] Stock Performance - Shares of Berkshire Hills have returned -9.1% over the past month, compared to a -5.1% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]