FirstCash (FCFS) Reports Q1 Earnings: What Key Metrics Have to Say

Core Insights - FirstCash Holdings (FCFS) reported revenue of $836.42 million for the quarter ended March 2025, showing no growth compared to the same period last year [1] - Earnings per share (EPS) increased to $2.07 from $1.55 year-over-year, representing an EPS surprise of +18.29% against the consensus estimate of $1.75 [1] - The reported revenue was slightly below the Zacks Consensus Estimate of $841.77 million, resulting in a revenue surprise of -0.64% [1] Revenue Breakdown - Leased merchandise income was reported at $156.92 million, which fell short of the average estimate of $168.07 million by two analysts [4] - Pawn loan fees reached $191.87 million, exceeding the average estimate of $189.63 million, marking a year-over-year increase of +6.9% [4] - Interest and fees on finance receivables amounted to $73.41 million, slightly above the average estimate of $72.40 million [4] Stock Performance - Over the past month, FirstCash shares returned +0.5%, contrasting with a -5.1% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]