Customers Bancorp (CUBI) Reports Q1 Earnings: What Key Metrics Have to Say

Core Insights - Customers Bancorp (CUBI) reported revenue of $194.28 million for Q1 2025, a 7% year-over-year increase, with an EPS of $1.54 compared to $1.68 a year ago, indicating a decline in earnings per share [1] - The reported revenue exceeded the Zacks Consensus Estimate of $186.86 million by 3.97%, and the EPS surpassed the consensus estimate of $1.28 by 20.31% [1] Financial Performance Metrics - Efficiency Ratio stood at 52.9%, better than the average estimate of 57.7% from two analysts [4] - Net Interest Margin was reported at 3.1%, matching the average estimate from two analysts [4] - Average Balance of Total Interest-Earning Assets was $21.65 billion, slightly below the average estimate of $21.69 billion [4] - Total Non-Interest Income reached $26.83 million, exceeding the average estimate of $24.46 million from three analysts [4] - Bank-Owned Life Insurance income was $4.66 million, significantly higher than the average estimate of $2.14 million [4] - Net Interest Income (tax equivalent) was $167.81 million, slightly above the average estimate of $166.93 million [4] - Mortgage Finance Transactional Fees were $0.93 million, slightly below the average estimate of $0.96 million [4] - Net Interest Income was reported at $167.45 million, exceeding the average estimate of $159.68 million [4] - Commercial Lease Income was $10.67 million, above the average estimate of $10.51 million [4] - Loan Fees were reported at $7.24 million, below the average estimate of $8.66 million [4] Stock Performance - Shares of Customers Bancorp have returned -7% over the past month, compared to a -5.1% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]