Bank Of Shanghai(601229) 和讯网·2025-04-25 07:46Group 1 - The core viewpoint of the articles highlights Shanghai Bank's significant growth in inclusive finance, with a focus on small and micro enterprises, achieving a loan issuance of 216.755 billion yuan in 2024, a year-on-year increase of 17.62% [1] - The year-end balance of inclusive loans reached 165.716 billion yuan, reflecting a growth of 13.31% compared to the previous year, and the number of served clients exceeded 500,000, marking a 35.19% increase [1] - Shanghai Bank is committed to innovation-driven strategies, enhancing its small and micro enterprise service framework, and optimizing product offerings to meet diverse financing needs [1] Group 2 - In 2024, Shanghai Bank reported an operating income of 52.986 billion yuan, representing a year-on-year growth of 4.79%, and a net profit attributable to shareholders of 23.560 billion yuan, up 4.50% [2] - The bank's asset quality improved, with a non-performing loan ratio decreasing to 1.18%, marking two consecutive years of decline, and the proportion of loans overdue by more than 90 days fell to 84.14% [2] - The core Tier 1 capital adequacy ratio increased to 10.35%, indicating a continuous enhancement in risk resistance capabilities [2]