香港金融体系保持稳健——访香港金融管理局副总裁陈维民

Group 1 - The Hong Kong financial system remains robust, characterized by a stable HKD exchange rate, increasing deposits, ample foreign reserves, and strong bank capital and liquidity [1][3] - The HKD is currently stable within the range of 7.75 to 7.85 against the USD, with foreign reserves around $416 billion, equivalent to approximately 1.6 times the base currency [1] - The banking sector shows a capital adequacy ratio of 21.8% and a liquidity coverage ratio of 178.4% [1] Group 2 - Hong Kong is a leading global offshore RMB business hub, with RMB bond transactions in the interbank market reaching CNY 10 trillion in 2024 [2] - The average monthly global RMB payment amount through SWIFT reached $18.7 trillion in 2024, with 75% processed through Hong Kong [2] - By the end of 2024, the RMB bond balance is projected to be CNY 12,644 billion, a 40% increase from the end of 2022, while RMB bank loans are expected to reach CNY 7,240 billion, a 278% increase [2] Group 3 - The Hong Kong Monetary Authority (HKMA) is actively ensuring the stability of the financial system amid the ongoing US trade war, focusing on providing financing services for supply chains [3] - The HKMA emphasizes support for industries vulnerable to external factors, particularly trade and transportation, and is providing targeted resources for small and medium-sized enterprises [3] - The HKMA is monitoring market dynamics closely to ensure that the Hong Kong economy can adapt to various challenges [3]