Business First Bancshares: A Small, Solid, And Undervalued Bank

Group 1 - The core viewpoint of the article is that Business First Bancshares (NASDAQ: BFST) has shown significant improvements, including a return to growth in net interest margin (NIM), declining deposit costs, and the acquisition of Oakwood, making it a stronger bank [1]. Group 2 - The bank's NIM has returned to growth, indicating improved profitability from its lending activities [1]. - Deposit costs are declining, which suggests better management of funding expenses and potentially higher margins [1]. - The acquisition of Oakwood is a strategic move that enhances the bank's market position and operational capabilities [1].