Zheng Quan Ri Bao·2025-04-27 08:11Core Insights - Agricultural Bank of China Hubei Xianning Branch is innovating financial services with a "one village, one product" model to support rural revitalization, resulting in a loan issuance of 2.36 billion yuan in Q1, benefiting 2,493 new agricultural operators [1][2] Group 1: Service Innovation - The bank has established a professional team to create an industry map, engaging directly with farmers to understand their financial needs [2] - A total of 5,347 precise farmer profiles have been created, with a credit limit of 1.57 billion yuan covering the entire agricultural supply chain [2] Group 2: Innovative Financial Products - The bank launched the "Huinong e-loan - Seed Industry Loan" to provide quick financing for vegetable growers, addressing the industry's fast-paced nature [3] - The loan product has been praised for its high limits, low interest rates, and flexible repayment options, significantly aiding farmers in managing cash flow [3] Group 3: Collaborative Services - The bank's spring service teams have implemented a "green channel" for loan approvals, exemplified by a 300,000 yuan loan approved on the same day for a farmer in need [4][5] - The bank has conducted 42 "Three Rural Lectures," helping over 1,000 farmers learn online loan application skills [6] Group 4: Future Plans - The bank aims to increase agricultural loan issuance by over 5 billion yuan within the year, enhancing its three-dimensional service system of policy delivery, direct funding, and technological empowerment [6]