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存款利率加速进入“1.0”时代 3年期与5年期倒挂剪刀差走扩
news flash·2025-04-27 10:10

Core Viewpoint - The deposit interest rates are rapidly entering the "1.0" era, with a notable widening of the interest rate gap between 3-year and 5-year deposits [1] Summary by Relevant Categories Deposit Interest Rates - As of March 2025, the average interest rates for various deposit terms are as follows: 3-month at 1.249%, 6-month at 1.449%, 1-year at 1.566%, 2-year at 1.666%, 3-year at 2.042%, and 5-year at 1.883% [1] Interest Rate Spread - The interest rate spread between 3-year and 5-year deposits has further increased, indicating a growing disparity in deposit rates for these terms [1]