银行理财产品的业绩比较基准险守2%

Group 1 - The core viewpoint of the article highlights a decline in the performance benchmarks of newly issued wealth management products in China, with a significant drop observed in both open-ended and closed-ended products since the beginning of 2023 [1] Group 2 - As of the week ending April 20, a total of 624 new wealth management products were launched, with 208 being open-ended products and 416 closed-ended products [1] - The average performance benchmark for open-ended products is reported at 2.04%, reflecting a week-on-week decrease of 0.04 percentage points [1] - The average performance benchmark for closed-ended products stands at 2.59%, showing a week-on-week decline of 0.06 percentage points [1] - Year-to-date, the average performance benchmark for open-ended products has decreased from 4.01% to 2.04%, a drop of nearly 200 basis points [1] - Similarly, the average performance benchmark for closed-ended products has fallen from 3.84% to 2.59%, a reduction of 125 basis points [1]