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青春动能澎湃创新活力 奋斗绘就高质量金融服务新篇章
Bei Jing Ri Bao Ke Hu Duan·2025-04-27 21:37

Core Viewpoint - The article highlights the efforts of the Beijing branch of the Bank of China in providing high-quality financial services to support the real economy, particularly focusing on youth employees who are actively engaged in innovative financial solutions for various sectors [4][11]. Group 1: Support for Small and Micro Enterprises - The Beijing branch established a specialized team to address the financial needs of merchants at the Xinfadi Agricultural Products Wholesale Market, which is the largest of its kind in China [5]. - The team, led by Gong Ximing, designed tailored financial products to alleviate the common issues of "difficult financing" and "expensive financing" faced by merchants, resulting in over 700 million yuan in loans disbursed to more than 240 merchants [6]. - The team also expanded its services to other markets, introducing products like "Rent Loan" and "Business Circle Loan," contributing an additional 72.8 million yuan in loans to 57 clients [6]. Group 2: Enhancing Payment Services for Foreign Visitors - The Beijing branch has focused on improving payment services for foreign visitors, aligning with government initiatives to enhance payment convenience [8]. - Initiatives include creating a demonstration area for payment services at the capital airport and launching a dedicated app for foreign clients, enhancing their payment experience [9]. - A collaborative project resulted in the launch of the CUBe Card, which integrates payment, communication, and transportation services for foreign tourists, facilitating a seamless experience [10]. Group 3: Promoting Technological Innovation - The Beijing branch is committed to supporting technological innovation by providing financial resources to sectors like integrated circuits, artificial intelligence, and biomedicine [11]. - In the first quarter of 2025, loans to technology enterprises increased by nearly 20 billion yuan, with a growth rate exceeding 20% [11]. - The establishment of the Beijing Science and Technology Innovation Center branch aims to foster a high-quality financial service system for technology-driven enterprises, enhancing their growth and market expansion [12].