Financial Overview - As of the end of March 2023, the total assets of the banking sector under the Shenzhen Financial Regulatory Bureau reached 13.87 trillion yuan, with total loans at 9.79 trillion yuan and total deposits at 10.21 trillion yuan [1] - Insurance institutions in Shenzhen reported premium income of 63.972 billion yuan in Q1 2023, marking a year-on-year increase of 4.4% [1] Support for Small and Micro Enterprises - The total loan balance for small and micro enterprises in Shenzhen reached 2.93 trillion yuan by the end of March 2023, reflecting a year-on-year growth of 5.8%, with inclusive loans amounting to 1.91 trillion yuan, up 7.3% [1] - China Construction Bank's Shenzhen branch reported an inclusive finance loan balance of 357.7 billion yuan, serving 104,000 clients and cumulatively providing over 900 billion yuan in inclusive loans over the past five years [2] - Bank of China’s Shenzhen branch achieved an inclusive finance loan balance exceeding 180 billion yuan, with a year-to-date increase of over 10 billion yuan, and served 57,200 clients, doubling the number over the past three years [2] Financial Services for Industrial Parks - Industrial and Commercial Bank of China’s Shenzhen branch has developed a financial service system for industrial parks, providing tailored financing solutions and standard inclusive products, serving over 1,700 small and micro enterprises with a total credit amount exceeding 8 billion yuan [3] - The "Park Loan" product has specifically supported over 300 small enterprises in industrial parks with a credit amount exceeding 1.5 billion yuan [3] Support for Foreign Trade Enterprises - China Export & Credit Insurance Corporation's Shenzhen branch has provided comprehensive insurance services to over 89,000 small and micro foreign trade enterprises since 2020, covering an export scale of 127.4 billion dollars [4] - The branch has efficiently handled 423 claims, with compensation and recovery exceeding 180 million yuan, contributing to employment generation [4] Inclusive Insurance Initiatives - China Life Insurance's Shenzhen branch launched the "Shenzhen Huimin Insurance" project in May 2023, maintaining a low premium of 88 yuan and covering a wide range of conditions, with nearly 230,000 claims processed by the end of March 2023 [5] - The insurance program has catered to individuals of all ages, with the oldest claimant being 103 years old and the youngest being a one-month-old infant [5]
深圳深耕普惠金融 赋能实体经济高质量发展
Zhong Guo Jing Ji Wang·2025-04-28 06:55