上海打造普惠保险“高地”，构建民生保障新矩阵

Core Viewpoint - Shanghai has launched a series of inclusive insurance projects, creating a new matrix for public welfare finance and positioning itself as a national leader in inclusive insurance [1] Group 1: Development of Inclusive Insurance - The Shanghai insurance industry has actively responded to policy initiatives, leading to significant innovations and practices in the inclusive insurance sector, resulting in a steady development trend [1] - The "Hui Huibao" project, launched five years ago, has provided medical coverage for nearly 27 million people, with a first-day sales record of over 4 million policies for the 2025 version [2] - The 2025 version of "Hui Huibao" includes a new supplementary insurance for specific diseases, with a premium of 50 yuan and coverage of up to 200,000 yuan for 11 high-incidence cancers [2] Group 2: Focus on Elderly Insurance - Shanghai has seen a significant increase in personal pension accounts, with contributions exceeding 15 billion yuan and over 87,600 insurance products purchased [3] - The "Silver Hair Worry-Free" project, designed for the elderly, has expanded its coverage from 2 to 13 items while maintaining a stable premium of 20 yuan since its launch in 2006, covering 13.6 million elderly individuals by 2024 [3] Group 3: Innovations in Property Insurance - The "Hui Jiabao" family comprehensive insurance, launched in 2023, has provided risk coverage for 814,300 households, with a total risk coverage of 579.037 billion yuan [4] - The "Hui Yebao" project, aimed at small and micro enterprises, has provided nearly 10 billion yuan in risk coverage for around 5,000 businesses by the first quarter of 2025 [4] - The "Hui Qibao" electric bicycle insurance, launched in April 2024, offers extensive coverage for various risks associated with electric bicycle usage, including a unique "million third-party" liability coverage [5]