
Core Viewpoint - Provident Financial reported quarterly earnings of $0.28 per share, exceeding the Zacks Consensus Estimate of $0.24 per share, and showing an increase from $0.22 per share a year ago, indicating a 16.67% earnings surprise [1][2] Financial Performance - The company posted revenues of $10.12 million for the quarter ended March 2025, surpassing the Zacks Consensus Estimate by 2.42%, compared to $9.41 million in the same quarter last year [2] - Over the last four quarters, Provident Financial has exceeded consensus EPS estimates three times and topped revenue estimates twice [2] Stock Performance - Provident Financial shares have declined approximately 7.9% since the beginning of the year, while the S&P 500 has decreased by 6.1% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [6] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $0.29 on revenues of $10.23 million, and for the current fiscal year, it is $0.90 on revenues of $39.04 million [7] - The outlook for the Financial - Savings and Loan industry is positive, ranking in the top 28% of over 250 Zacks industries, suggesting potential for outperformance [8]