不设户籍限制！上海公积金新政，最新发布

Core Points - The Shanghai Municipal Housing Provident Fund Management Center released the "Implementation Measures for Voluntary Contribution, Withdrawal, and Use of Housing Provident Fund by Flexible Employment Personnel" which will take effect on June 1, 2025 [1] - The measures allow individuals aged 16 and above, engaged in flexible employment in Shanghai, to voluntarily contribute to the housing provident fund without residency restrictions [1] - The growing number of flexible employment personnel in Shanghai is recognized, and the measures aim to provide them with benefits from the housing provident fund system [1] Contribution Details - Flexible employment personnel can sign an agreement with the municipal fund center to determine their contribution amount and method, with a contribution base that must not be lower than the annual minimum and not exceed the maximum [1] - The contribution rate is set between 10% and 24%, with the minimum monthly contribution for 2024 being 270 yuan and the maximum being 8,860 yuan [1][2] Withdrawal and Loan Provisions - Flexible employment personnel can withdraw their housing provident fund for various reasons, including purchasing or renting a home, repaying housing loans, retirement, or personal needs [2] - To qualify for a housing loan, flexible employment personnel must have contributed to the fund for at least 12 consecutive months and meet general loan conditions, with additional support for families with multiple children purchasing their first home [2]