Park National (PRK) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Insights - Park National reported revenue of $130.12 million for the quarter ended March 2025, reflecting a year-over-year increase of 6.8% [1] - The earnings per share (EPS) for the quarter was $2.57, up from $2.15 in the same quarter last year, resulting in an EPS surprise of +16.82% against the consensus estimate of $2.20 [1] - The reported revenue was slightly below the Zacks Consensus Estimate of $130.69 million, with a surprise of -0.43% [1] Key Metrics - Net Interest Margin was reported at 4.6%, exceeding the average estimate of 4.5% from two analysts [4] - The Efficiency Ratio stood at 59.8%, better than the estimated 63.4% by two analysts [4] - Total Non-Interest Income was $25.75 million, below the average estimate of $28.54 million from two analysts [4] - Net Interest Income was $104.38 million, surpassing the average estimate of $102.14 million from two analysts [4] Stock Performance - Park National's shares have returned -3.1% over the past month, compared to a -4.3% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential outperformance against the broader market in the near term [3]