Citizens munity Bancorp(US:CZWI) ZACKSยท2025-04-28 14:41Group 1: Earnings Performance - Citizens Community Bancorp, Inc. (CZWI) reported quarterly earnings of $0.32 per share, exceeding the Zacks Consensus Estimate of $0.27 per share, but down from $0.39 per share a year ago, representing an earnings surprise of 18.52% [1] - Over the last four quarters, the company has surpassed consensus EPS estimates three times [2] - The company posted revenues of $14.19 million for the quarter ended March 2025, missing the Zacks Consensus Estimate by 0.79%, and down from $15.17 million year-over-year [2] Group 2: Stock Performance and Outlook - Citizens Community Bancorp shares have declined approximately 10.9% since the beginning of the year, compared to a decline of 6.1% for the S&P 500 [3] - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [4] - The current consensus EPS estimate for the coming quarter is $0.31 on revenues of $14.8 million, and $1.31 on revenues of $60.4 million for the current fiscal year [7] Group 3: Industry Context - The Financial - Savings and Loan industry, to which Citizens Community Bancorp belongs, is currently ranked in the top 28% of over 250 Zacks industries, indicating a favorable outlook compared to the bottom 50% [8] - Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5] - The current status of estimate revisions for Citizens Community Bancorp is mixed, resulting in a Zacks Rank 3 (Hold) for the stock, suggesting it is expected to perform in line with the market in the near future [6]