Core Insights - In the first quarter of this year, Guangxi's social financing scale increased by 236.51 billion yuan, a year-on-year increase of 8.3 billion yuan [1] - The financing structure in Guangxi continues to optimize, with real estate loans maintaining positive growth [1] Financing Growth - As of the end of March, Guangxi's total deposits and loans reached 4.85 trillion yuan and 5.57 trillion yuan, respectively, with year-on-year growth of 5.7% and 8.0%, where the loan growth rate is 1.1% higher than the national average [1] - Key sectors and weak links in Guangxi saw rapid loan growth, with direct financing increasing in both volume and proportion [2] Manufacturing and Small Business Support - The balance of medium to long-term loans in the manufacturing sector grew by 16.3% year-on-year, outpacing the overall loan growth rate by 8.3% [2] - Inclusive and small business loans increased by 11.9% and 12.4% year-on-year, respectively, exceeding the overall loan growth rate by 3.9% and 4.4% [2] Real Estate Financing - As of the end of March, the balance of real estate loans in Guangxi reached 1.17 trillion yuan, maintaining positive growth for nine consecutive months [2] Interest Rate and Cost Reduction - The weighted average interest rate for newly issued loans in Guangxi was 3.26% in the first quarter, a decrease of 54 basis points year-on-year [2] - The average interest rate for corporate loans was 3.34%, down 36 basis points year-on-year, resulting in over 3.7 billion yuan in savings for enterprises and residents [2] Support for Private Enterprises - From January to March, Guangxi's central bank system secured 20.78 billion yuan in funds for the private economy, facilitating nearly 44 billion yuan in new loans for the private sector [3] - As of the end of March, the loan balance for Guangxi's private economy reached 1.22 trillion yuan, with steady growth in credit volume [3]
一季度广西社会融资规模同比多增,房地产贷款保持正增长
Zhong Guo Xin Wen Wang·2025-04-29 00:42