国民信托2024年度坚持稳健经营 坚定专业化转型

Core Insights - National Trust recently disclosed its operating performance for the year 2024, reporting total revenue of 824 million yuan and a net profit of 385 million yuan, with trust commission and fee income accounting for 81% of total revenue [1] - The company managed trust assets totaling 243.393 billion yuan by year-end, continuing to generate stable returns for investors [1] Group 1: Financial Performance - The company achieved a total revenue of 824 million yuan and a net profit of 385 million yuan for the year [1] - Trust commission and fee income reached 667 million yuan, representing 81% of total revenue [1] - The company successfully launched 317 new trust plans, with actual trust scale reaching 74.318 billion yuan [1] Group 2: Risk Management - National Trust's core risk regulatory indicators significantly exceed industry standards, with a net capital to total business risk capital ratio of 173.56%, surpassing regulatory requirements by 73.56 percentage points [2] - The company maintains a non-performing asset provision coverage ratio of 100% and a non-performing rate of 0 [2] - During the reporting period, the company distributed trust benefits totaling 5.3 billion yuan and cleared 310 projects, achieving a weighted average return rate of 4.91% [2] Group 3: Wealth Management and Social Responsibility - The family trust scale surpassed 10 billion yuan, with 61 ongoing projects and a management scale of 10.614 billion yuan, addressing diverse needs of high-net-worth clients [1] - The company developed a bankruptcy restructuring service trust system, enabling fully online operations for corporate bankruptcy restructuring trust services [2] - National Trust provided inclusive financial services to 19.63 million people throughout the year, demonstrating its commitment to social responsibility [2]